Identification, application fee |
|
photo ID (driver's license, green card) |
|
2-year residential history |
|
credit card to pay for your credit report |
|
If you are buying |
|
Purchase Agreement |
|
If you are selling your current home, copy of sales contract |
|
If you have sold your current home, copy of settlement statement (Closing Disclosure or CD) |
|
If you are refinancing |
|
survey (if you don't have an existing survey, a new one will be ordered) |
|
Your Assets |
|
bank statements for each checking, savings, investment and/or retirement account for the last two months |
|
If you have made any large deposits to your accounts: |
|
|
|
Your Income
|
|
Pay stubs for the last consecutive 30 days. |
|
For the past two years: |
|
|
|
If you own more than 25% of a business: |
|
|
|
If you are self-employed: |
|
|
|
If you own rental property: |
|
|
|
If you are retired: |
|
|
|
If you receive Social Security: |
|
|
|
If you are counting child support as income:
|
|
|
|
Liabilities
|
|
Explanation of credit report anomalies, including:
|
|
|
|
VA Loans
|
|
Certification of VA Eligibility |
|